Rates and Fees

This website is not a lender and does not make credit decisions, approve loan requests, set loan terms, or provide loan funds. The website offers a connecting service that gives consumers access to lenders and lending partners in a network.

Rates, Fees, and Loan Terms

The website does not determine or control interest rates, annual percentage rates, finance charges, fees, repayment schedules, renewal policies, or other loan terms. These details are established by the lender and may vary based on applicable law, the lender’s policies, the requested loan amount, and the consumer’s individual circumstances.

If a lender decides to offer a loan, the lender will provide the applicable rates, fees, repayment terms, and other important conditions. Consumers should carefully review the complete loan agreement before accepting an offer.

Cost of the Connecting Service

Consumers are not charged a fee to submit a loan request through this website. The website may receive compensation from lenders or lending partners for connecting and marketing services. Any interest or fees associated with a loan are determined and charged by the lender.

Late Payments and Non-Payment

Late or missed payments may result in additional fees, collection activity, and a negative impact on a consumer’s credit score. Policies regarding late payments and non-payment vary by lender. Consumers who may be unable to make a scheduled payment should contact their lender as soon as possible.

Renewals and Extensions

Renewal, extension, refinancing, and rollover policies vary by lender and may involve additional costs. These options may not be available in every state. Consumers should review the lender’s policies and understand the total potential cost before agreeing to extend or renew a loan.

Important Considerations

Before accepting a loan offer, consumers should review the APR, finance charges, payment schedule, total repayment amount, late-payment policies, renewal terms, and any possible impact on their credit score.

Approval is not guaranteed. Loan availability, loan amounts, rates, fees, repayment terms, credit review requirements, documentation requirements, and funding times vary by lender and by state. Some lenders may verify credit information or request additional documentation.

The connecting service is not available to residents of Arkansas, New York, Vermont, or West Virginia. Short-term loans can be expensive and should be used responsibly. Consumers should consider lower-cost alternatives and accept a loan offer only after reviewing and understanding all terms and conditions.

The website is not responsible for the actions or inactions of any lender. Questions about a specific loan offer or agreement should be directed to the lender. Questions about the connecting service may be sent to [email protected].

The information provided on this page is for general informational purposes only and should not be considered legal, financial, or tax advice.